India Fights Against Corona Virus (COVID-19)

अब जबकि सम्पूर्ण भारत को Lockdown कर दिया गया हैं तो भी Corona Virus के हम सबके घर में घुसने के 3 रास्ते अब भी बचे हैं [UP वालों के लिए केवल 2 रास्ते (2 & 3) as UP Govt. to deliver all essential goods to UP residents at their doors]- 

(These 3 ways are on assumption that all persons who are out there, being related to essential goods & services exempt from lockdown, take care of themselves and don't carry risk of virus infection to their homes/neighbourhood).  

ये 3 रास्ते हैं- Man, Material and Money (in short, 3M)

1. MAN (Family member going outside home)

जब भी हमारे परिवार से एक सदस्य बाहर जाएगा essential goods/services के लिए (Grocery, Milk, Fruits-Vegetables, Medicines, ATM etc), तो उस सदस्य के through [bcoz do you think that group of peoples at Grocery/Vegetable/Medical shops will maintain Social Distance (Min 3 feet as per WHO)] ???

2. MATERIAL (Items coming inside home) Essential Items/उनके पैकेट्स के through

3. MONEY

Purchasing के दौरान change के रूप में प्राप्त हुई currency notes/coins के through.

So, what is the solution ? How we can make 21 days' Lockdown successful?

Simple.. BE ALERT & SANITIZE...

1. All shopping by one fix member only and before bath where possible.

As advised by health experts, the family member should bathe/proper hand-face wash and change his clothes immediately after returning home.

2. Thoroughly wash the essential items/sanitize packets where possible/throw the packets into covered dustbin and hand wash/sanitize after handling/emptying/throwing the packets and after thorough washing the items.

3. Try to take change and use digital payment modes where possible.

Keep all such exchanged notes & currency in separate box (name it 'Unsanitized Currency Box'). Sanitize the notes by keeping them under proper Sunlight for 5-6 hours (where Sunlight not available, can iron by keeping currency notes inside cloth piece).

Remember, 'Stay at Home' is not the Correct 'Medicine' to defeat COVID-19 but 'STAY ALERT AT HOME' is...

So, Let's Stay Alert At Home for next 21 days and help India to contain Corona Virus successfully with the blessings of Maa Durga.

This is the real "Social Distancing"-the only weapon to defeat COVID-19...
Image Courtesy: Twitter Handle of Mother Diary Milk

Enjoy 'Fight Against Corona Virus' & Lockdown Period !

Enjoy NOW !!

Want to play your part in poverty reduction in India?-Part 4/4

...contd...

So, the name of such highly impact making organisation is: RANGDE. The name of RBI Registered NBFC company is RANG DE P2P FINANCIAL SERVICES PRIVATE LIMITED. The Portal Site is www.RangDe.in which provides us innovative online platform giving us opportunity to provide micro loans (Social Invest) to various listed verified Indian borrowers just by few clicks sitting in your home/office. (So, no more excuse of hectic life schedule..Thanks to today's modern technology and digital era we are living in)

So, start your journey of making contribution in poverty reduction today by creating your account at RangDe.in. After login, just add your Initial Social Capital and start partial funding of your selected borrowers to help them to commence/expand their micro businesses (viz. Tailoring, Milk Business, Vegetable vending, Grocery, Clothing business, Farm Business, Handmade items, Food Venture, Flowers Business etc), thus helping them to uplift their financial status and get out of poverty.

Few Tips-

1) Partial fund-Provide loan to selected borrower max. 10%-20% of her required loan amt, 

2) Don't provide loan more than 10% of your Social Capital to single borrower, 

3) Diversify your loans across various businesses and various Indian States, 

4) Reinvest funds received as loan repayments once accumulated so as to rotate your social capital and making more contribution with less capital,

5) Forgo Interest to help RangDe to keep Interest Rates for Borrowers to minimum.

Happy Social Investing and Contributing in Poverty Alleviation !!

Enjoy NOW!!

Want to play your part in poverty reduction in India?-Part 3/4

...contd...

So, the organization, whose idea was sown in 2006, was finally launched in 2008 with the backing of ICICI Foundation and the mission to make credit affordable and accessible to millions of excluded individuals (mostly poor and low income house holds).

This organization leveraged the power of Internet and technology and provided online platform for source funding/peer to peer funding.

Later, one co-founder was elected to the Ashoka Fellowship in 2012 in recognition of the organization's game-changing efforts to lower the cost of credit and the organization got funding support from Tata Trusts in 2015.

In 2017, RBI started regulating peer to peer lending sector. So, this organization which was earlier operating as Public Charitable Trust till 2017 had to set up as Pvt. Ltd. Co. and got NBFC P2P license from RBI in 2019. So, as on date, this organization is RBI regulated and became such first organization in India. Until 2017, this organization had 15000 Social Investors and 65000 needy Indians were funded Rs. 76 Crores.

And Since Sept 2019 when it went live again (after P2P NBFC license), it has raised and disbursed Rs. 1.5 Crores (Edit: Rs. 65.56 Crores as on 02.11.23) to needy Indians to start/expand their micro enterprises. I myself have been Social Investor through this innovative platform since 2012 and witnessed few of borrowers' economic growth journey through field visits/personal meeting which this organization provides to their Investors. The name of this innovative and impact making portal/organization which is uplifting lives of thousands of poor and low income Indian households is...

...contd...

Enjoy NOW !!

Want to play your part in poverty reduction in India?-Part 2/4

...contd...

As we all know that two Biggest tools to fight against poverty is 1) Education and 2) Entrepreneurship.

Here Education is the preventive tool i.e. helps a person not to fall in poverty. So, only solution (remedial tool) to eliminate existing poverty (of uneducated poors) is Entrepreneurship which helps person to rise from poverty.

Various economic research studies done in a number of developing countries over past few decades confirm that poverty can be eliminated through fostering entrepreneurship.

But, low cost funding is the biggest problem for poor who want to start their small/micro enterprises as Banks hesitate to lend to the poor fearing default and lack of verifiable credit history and moneylenders charge extortionate interest rates.

The solution is Micro Credit. Mr. Muhammad Yunus who was rated as No.2 in the 'Top 100 Global Thinkers' list and Nobel Peace Awardee pioneered the concept of microcredit. He and his 'Grameen Bank' have shown that even the poorest of the poor can work to bring about their own development.

This solution Micro Credit becomes more effective when channeled through Peer-to- Peer (P2P) lending mechanism as cost of micro loans gets cheaper and more affordable by poor and low income households.

Fortunately, there is an organization in India whose idea was sown in the same year 2006 when Professor Muhammad Yunus and the Grameen Bank were jointly awarded the Nobel Peace Prize "for their efforts to create economic and social development from below".

...contd...

Enjoy NOW!!

Want to play your part in poverty reduction in India?

Dear Readers,

Want to play your part in poverty reduction in India?

Do you believe that Govt. efforts are not enough for poverty reduction and it is our shared responsibility being a good citizen, an able person and a noble human?

And do you also believe that despite our busy lifestyle, we can contribute to any good cause without spending much time, thanks to today's technology & digital era we are living in?

If yes, stay tuned...

Enjoy NOW!!

Occasional fights between Husband and Wife are MUST...

पति-पत्नी के बीच के छोटे-मोटे झगड़े गृहस्थी की गाड़ी के engine में oiling का काम करते हैं. Couples must 'fight' once in a while to rekindle love and romance in their routine married life. 

The occasional verbal fights/fierce arguments are like "a small pause; few steps backwards; express & de-stress and then the long jump" in the love race. That's why most of couples might have observed that after the fight comes to end, the 'quality and quantity' of love increases in comparison to pre-fight situation. 

वैसे भी ये लड़ाई-झगड़े उन्हीं couples में होते हैं जिनमें बेहद प्यार होता हैं. जो couples ये बोलते हैं कि वे कभी भी नहीं झगड़ते, वे या तो इस imperfect life के rare perfect life partners हैं, या वे आध्यात्मिक स्तर पर बहुत उन्नति करने की वज़ह से प्यार-झगड़े आदि से ऊपर उठ चुके होते हैं और या फिर उनके जीवन की गाड़ी अलग-अलग पटरी पे इस तरह दौड़ रही होती हैं कि प्यार (और झगड़े) के लिये एक दूसरे के पास energy और time ही नहीं होता. 

So, Dear lovely couples, 
keep 'fighting' occasionally and keep loving endlessly.

Enjoy 'fighting' & loving !
Enjoy NOW!!

NEW YEAR 2020 is NEW CHAPTER OF CONTINUOUS LIFE BOOK...

Dear Readers,

New year event is just COC (change of calendar) Activity. Just replacement of old calendar with new one. 

If one wishes that something new will happen in this new calendar year then obviously one will have to do something new which he/she has not done in old calendar year. 

No major changes come in life with those fancy resolutions. Instead such changes come with strong determination and taking little but first step on the new determined path.

Actually life doesn't change just because of new year instead it changes because of the very moment when one decides so with strong willpower and starts taking continuous steps on the path of new journey.

Wishing everyone a very Happy New Calendar Year 2020 and Best of oneself for the new chapter of continuous life book.

Enjoy New Chapter of your life journey !

Enjoy NOW !!