WHY TO CHECK CIBIL SCORE AND REPORT
REGULARLY
1)
Whenever
you apply for a loan, lenders check your CIBIL Score and Report. If score is
less than 750, your loan application is likely to be rejected. The higher your score, the
higher are the chances of your loan application getting approved! So, regularly
monitor your CIBIL score to ensure than it always remains above 750.
2) To make sure no one misused your personal docs/data and get loan in your
name. Although it’s rare to happen, but it happened in past with many persons
in India. So, it is better to be careful than regret later. Read recent
example of Feb,2017 where a fraud person was granted Vehicle Loan of Rs. 13
Lacs by a very reputed bank of India based on fake documents provided by him:
Just
Google and you will find many such real life examples.
So,
Be Alert Always..
WHAT TO CHECK
Check your Credit Health Score i.e. CIBIL Score to ensure that it’s
always above 750
Check name
of your lenders and type & amt of credit (Original Sanctioned Amt and O/s
Amt)
Check
which banker/lender has inquired your CIBIL Report recently, when and for what
amt & purpose (loan type) inquiry was made
HOW TO CHECK CIBIL SCORE AND REPORT
FREE OF COST EVERYTIME
Fill
Up Email Add/DOB/Gender/PAN
Enter
Capche in the given Box, Tick “I Acknowledge...” Box and Click “Submit”
On
Next Page, fill some additional info as below:
First
Name/Last Name
Address
(First Select State, Then Select City, Then Fill PIN)
Select
Telephone Type as Mobile Phone and Fill Mobile No
Again
Enter Charcter (Capche), Tick Ack Box and Click Submit
On
Next Page, Click “No thanks”
On
Next Page, Click “Skip”
On
Next Page, Click “Skip”
On
“Online Consumer Authentication” Page-
Match
Credit facility with Month/Year of that Facility (which you have taken) and
Match
Lender Name with Credit facility
After this below page will appear:
Click
“Visit myCIBIL” at bottom of this page
Create
your Password (Password must be of Min 8 Character containing 1 Special, 1
Number and 1 Upper Case Letter)
On
Next page, Use Email Id (given at time of registration) and this password to
login
Save this User id
& Password for future use along with below link to check CIBIL Score &
Report on regular basis:
https://www.cibil.com/cas/consumer/portal/login?service=https://www.cibil.com/mycibil/sso
Keep
checking your CREDIT HEALTH @ Regular Intervals...and that's for Free of cost.
Wish
you have Gr8 Credit Health always!
Enjoy NOW!
